Our story

Making top-ups effortless for every Nigerian.

BTZ started in a Lagos apartment in 2020 with a simple frustration: buying airtime and paying bills should not be this hard. Six years and 180,000 customers later, we're still obsessed with the same problem.

What drives us

Mission, vision, values

Three commitments that show up in every product decision we make.

Mission

Give every Nigerian a fast, honest and reliable way to buy utilities and manage money.

Vision

The default utility layer for Africa, one API, one wallet, one experience.

Customer obsession

We reply to every WhatsApp message and every failed transaction, no exceptions.

Trust & security

Bank-grade infrastructure. Your money and data are never our shortcut.

Community

We hire, build with and celebrate the people who use BTZ every day.

Craft

Fintech deserves better design. We treat every pixel as a promise.

Timeline

Six years, one mission

2020

BTZ founded in Lagos as a side project selling MTN airtime on WhatsApp.

2021

Launched the first self-serve web app. Crossed 5,000 users in month one.

2023

Rolled out the developer API and the agent program. 40,000 monthly actives.

2024

Introduced airtime-to-cash and exam PIN generation. 120,000 users.

2026

Serving 180,000+ Nigerians daily with 99.98% success rate.