Everything you need to buy airtime, data and pay bills, instantly.
BTZ is the modern Nigerian virtual top-up platform. Top up any network, pay electricity and cable bills, generate exam pins, and convert airtime to cash, all in one beautiful app.
One platform for every top-up
Whether you're an individual, a POS agent, or a business, BTZ delivers every service Nigerians rely on, at the best rates.
Airtime Top-Up
MTN, Glo, Airtel, 9mobile, instant delivery, best discounts.
Data Bundles
The cheapest daily, weekly and monthly bundles in Nigeria.
Electricity Bills
Prepaid and postpaid meters for every DisCo, powered in seconds.
Cable TV
DStv, GOtv & Startimes subscriptions renewed instantly.
Education PINs
WAEC, NECO, NABTEB and JAMB pins, verified and instant.
Built for reliability. Priced for growth.
Six things every Nigerian looks for in a top-up platform, and how BTZ delivers each one.
Instant delivery
99.98% success rate. Airtime and data credited in under 5 seconds.
Bank-grade security
PCI-DSS aligned. Funds are held in licensed partner banks.
24/7 human support
Real people on WhatsApp, email and phone, day or night.
The best rates
Up to 12% discount on data and up to 3% cashback on bills.
Reliable API
Sub-300ms API. Built for POS agents, resellers and developers.
Fast wallet funding
Instant funding via bank transfer, card, or virtual accounts.
From signup to delivery in under 3 minutes
Create your account
Sign up in under 60 seconds with just your phone and email.
Fund your wallet
Instant transfer via dedicated virtual account or debit card.
Buy any service
Airtime, data, bills, or exam pins.
Get instant delivery
Real-time confirmation, receipts, and a full transaction history.
How BTZ Outperforms Traditional VTU Platforms
BTZ is engineered for higher reliability, better customer experience, and greater transparency, so you always know what you're getting and when.
Typical VTU Platform
What most users experience elsewhere
- Provider SetupSingle provider only
- Failed TransactionsManual support and slow refunds
- Wallet FundingCard payment or generic bank transfer
- PricingPrices often unclear until checkout
- Low-Data AccessMobile app only
- Airtime-to-CashRarely available or very slow
BTZ Platform
Engineered for speed, trust and transparency
- Provider SetupMultiple providers with automatic failover
- Failed TransactionsInstant automatic wallet refund
- Wallet FundingDedicated personal virtual account for every user
- PricingTransparent pricing shown before payment
- Low-Data AccessMobile app, responsive web app, and WhatsApp ordering (coming soon)
- Airtime-to-CashPlanned secure airtime conversion with fast processing
A VTU API that actually works.
Ship in a day, not a quarter. Predictable webhooks, honest sandboxes, sub-300ms responses, and native SDKs for Node, PHP, and Python.
await fetch("https://api.btz.ng/v1/airtime", {
method: "POST",
headers: {
"Authorization": "Bearer sk_live_...",
"Content-Type": "application/json"
},
body: JSON.stringify({
network: "MTN",
phone: "08031234567",
amount: 500,
reference: "ord_9K3Q..."
})
})
// 200 OK
{
"status": "success",
"reference": "ord_9K3Q...",
"delivered_at": "2026-07-07T14:22:03Z",
"discount_pct": 3.5
}Turn your shop into a BTZ agent
Sell airtime, data, bills and exam pins with deeper discounts, a branded agent portal, and monthly commissions.
Built for the businesses that keep Nigeria moving
From schools funding exam pins in bulk to POS agents needing a rock-solid API, BTZ scales with you.
Schools
Bulk-purchase WAEC, NECO and NABTEB pins with reconciliation reports.
POS Agents
Airtime, data and bills with the highest agent commissions in Nigeria.
SMEs & Corporates
Manage staff airtime, data and bills from a single dashboard.
Cyber Cafés
Print pins, sell data and settle daily, with no downtime.
Developers
Robust APIs, sandbox parity, and generous rate limits from day one.
NGOs
Distribute airtime and data at scale with full audit trails.
Loved by Nigerians, agents and developers
"I run a POS shop and BTZ has never failed a single transaction. Payout on airtime-to-cash is instant."
"Bought my WAEC pin at midnight before school and it arrived instantly. Real lifesaver."
"The API is clean, sandbox is honest, and webhooks are reliable. Best VTU API I've integrated."
"Discounts are the real deal. I make an extra ₦180k monthly reselling data on BTZ."
Take BTZ everywhere you go.
The BTZ mobile app is faster, safer and lighter. Download for iOS or Android and manage every top-up on the move.