Every essential. One platform.
Airtime, data, electricity, cable TV and exam PINs for Nigerian households and businesses.
Airtime Recharge
Purchase airtime instantly for all major Nigerian networks with real-time confirmation.
- Instant delivery
- 24/7 availability
- Best rates
- Secure checkout
Data Bundles
SME, Corporate, Gifting, Direct and Data Sharing plans across every Nigerian network.
- Up to 12% off
- Instant activation
- Nationwide coverage
- All networks
Electricity Bills
Prepaid and postpaid payments across every Nigerian DisCo with instant tokens.
- Instant tokens
- Meter verification
- Full history
- Downloadable receipts
Cable TV
Renew, upgrade or downgrade DStv, GOtv and StarTimes packages with instant activation.
- Instant renewal
- Package upgrades
- Auto reminders
- Verified provider
Education PINs
Genuine exam pins delivered in seconds, verified with the official exam bodies.
- Genuine pins
- Instant delivery
- Bulk for schools
- 24/7 access
Built for speed, trust and reliability.
Why customers choose BTZ.
Instant transactions
Sub-5-second delivery on every service.
Secure platform
PCI-DSS aligned checkout and end-to-end encryption.
Automatic refunds
Failed purchases are refunded to your wallet once the provider confirms the failure.
Affordable pricing
Best market rates with volume discounts.
Human support
WhatsApp, email and phone, Mon–Sat, 8am–8pm WAT.
High success rate
Auto-retry across switches for near-zero failure.
Easy wallet funding
Fund by bank transfer to your own virtual account, then use it for every service.
Modern UX
Fast, clean, delightful on mobile and web.
Organised the way you use them.
From signup to receipt in under a minute.
Create an account
Sign up in under 60 seconds, no paperwork.
Fund your wallet
Complete KYC, then transfer to your virtual account.
Select a service
Pick airtime, data, bills, or exam pins.
Confirm payment
Review, confirm, biometrics on mobile.
Instant delivery
Receipts via app, SMS and email.
BTZ vs. the old way of buying top-ups.
Powering millions of Nigerians every month.
How BTZ Outperforms Traditional VTU Platforms
BTZ is engineered for higher reliability, better customer experience, and greater transparency, so you always know what you're getting and when.
Typical VTU Platform
What most users experience elsewhere
- Provider SetupSingle provider only
- Failed TransactionsManual support and slow refunds
- Wallet FundingCard payment or generic bank transfer
- PricingPrices often unclear until checkout
- Low-Data AccessMobile app only
BTZ Platform
Engineered for speed, trust and transparency
- Provider SetupMultiple providers with automatic failover
- Failed TransactionsAutomatic wallet refund once the provider confirms the failure
- Wallet FundingDedicated personal virtual account for every user
- PricingTransparent pricing shown before payment
- Low-Data AccessResponsive web app that works in any phone browser
Why You Can Trust BTZ
Every digital payment platform faces operational risks. BTZ is built with redundancy, automation, and customer protection in mind to minimize disruptions and keep you moving.
Thin Margins on Airtime
Airtime sales generally have low profit margins, which can put pressure on service quality and sustainability.
- Diversified revenue streams
- Focus on higher-margin services
- Efficient operational costs
Provider Downtime
Service providers occasionally experience outages, which can delay or fail top-up requests.
- Multiple integrated providers
- Automatic failover routing
- Continuous service monitoring
- Intelligent transaction retry system
Fraud & Chargebacks
Fraudulent payments and transaction disputes can affect both users and the platform.
- Fraud detection systems
- Secure payment verification
- Transaction monitoring
- Automatic account protection
- Wallet-based refund workflow
Regulatory Compliance
Complying with Nigerian financial regulations is essential for protecting users and maintaining operations.
- KYC verification
- AML monitoring
- Secure record keeping
- Compliance with applicable financial regulations
- Regular policy reviews
Price Competition
Aggressive pricing across the VTU industry can distract from service quality and reliability.
- Transparent pricing
- Reliable service
- Fast delivery
- Superior customer support
- Value-added features beyond low prices
Bank-grade security on every transaction.
Your money and data are protected by the same standards used by top-tier Nigerian banks, and audited quarterly.
SSL / TLS encryption
Every request encrypted in transit, no exceptions.
Secure payments
PCI-DSS aligned checkout via top-tier acquirers.
Fraud monitoring
Real-time ML risk scoring on every transaction.
Account verification
BVN verification before you can fund your wallet.
Data privacy
Handled under the Nigeria Data Protection Act 2023. Your data is never sold.
Transaction PIN
Every purchase and withdrawal needs your PIN. BTZ staff will never ask for it.