Everything you need in one digital payment platform.
Buy airtime, top up data, pay electricity and cable TV, purchase exam pins, fund betting wallets and access developer APIs, instantly and securely, on the platform trusted by millions of Nigerians.
Nine services. One platform.
From essential top-ups to developer APIs, every digital payment need for Nigerian households, agents and businesses.
Airtime Recharge
Purchase airtime instantly for all major Nigerian networks with real-time confirmation.
- Instant delivery
- 24/7 availability
- Best rates
- Secure checkout
Data Bundles
SME, Corporate, Gifting, Direct and Data Sharing plans across every Nigerian network.
- Up to 12% off
- Instant activation
- Nationwide coverage
- All networks
Electricity Bills
Prepaid and postpaid payments across every Nigerian DisCo with instant tokens.
- Instant tokens
- Meter verification
- Full history
- Downloadable receipts
Cable TV
Renew, upgrade or downgrade DStv, GOtv and StarTimes packages with instant activation.
- Instant renewal
- Package upgrades
- Auto reminders
- Verified provider
Education PINs
Genuine exam pins delivered in seconds, verified with the official exam bodies.
- Genuine pins
- Instant delivery
- Bulk for schools
- 24/7 access
Betting Wallet
Fund your favourite betting wallet in seconds, no card fees, instant confirmation.
- Fast funding
- Zero fees
- Wallet history
- Secure payment
Bulk SMS
Reach thousands with marketing campaigns, OTPs and transactional notifications.
- DND route
- High delivery
- Sender ID
- API-ready
Developer API
Integrate BTZ into your product with a clean REST API, webhooks and sandbox keys.
- JSON responses
- Bearer auth
- 5-min setup
- 99.99% uptime
Agent Platform
Turn top-ups into income with higher discounts, commissions and a dedicated dashboard.
- Higher margins
- Sub-agents
- Reports
- Priority support
Built for speed, trust and reliability.
Ten reasons customers, agents and developers pick BTZ over anything else in Nigeria.
Instant transactions
Sub-5-second delivery on every service.
Secure platform
PCI-DSS aligned checkout and end-to-end encryption.
Reliable service
99.99% uptime backed by a public status page.
Affordable pricing
Best market rates with volume discounts.
Fast support
Human support 24/7 on chat, email and phone.
High success rate
Auto-retry across switches for near-zero failure.
Flexible payments
Card, transfer, USSD and wallet, all supported.
Easy wallet funding
Fund in one tap and reuse across every service.
Modern UX
Fast, clean, delightful on mobile and web.
Developer-friendly
Docs, sandbox and webhooks for builders.
Organised the way you use them.
From signup to receipt in under a minute.
Create an account
Sign up in under 60 seconds, no paperwork.
Fund your wallet
Card, transfer or USSD, instant credit.
Select a service
Pick airtime, data, bills, pins or betting.
Confirm payment
Review, confirm, biometrics on mobile.
Instant delivery
Receipts via app, SMS and email.
BTZ vs. the old way of buying top-ups.
Powering millions of Nigerians every month.
How BTZ Outperforms Traditional VTU Platforms
BTZ is engineered for higher reliability, better customer experience, and greater transparency, so you always know what you're getting and when.
Typical VTU Platform
What most users experience elsewhere
- Provider SetupSingle provider only
- Failed TransactionsManual support and slow refunds
- Wallet FundingCard payment or generic bank transfer
- PricingPrices often unclear until checkout
- Low-Data AccessMobile app only
- Airtime-to-CashRarely available or very slow
BTZ Platform
Engineered for speed, trust and transparency
- Provider SetupMultiple providers with automatic failover
- Failed TransactionsInstant automatic wallet refund
- Wallet FundingDedicated personal virtual account for every user
- PricingTransparent pricing shown before payment
- Low-Data AccessMobile app, responsive web app, and WhatsApp ordering (coming soon)
- Airtime-to-CashPlanned secure airtime conversion with fast processing
Why You Can Trust BTZ
Every digital payment platform faces operational risks. BTZ is built with redundancy, automation, and customer protection in mind to minimize disruptions and keep you moving.
Thin Margins on Airtime
Airtime sales generally have low profit margins, which can put pressure on service quality and sustainability.
- Diversified revenue streams
- Focus on higher-margin services
- Efficient operational costs
Provider Downtime
Service providers occasionally experience outages, which can delay or fail top-up requests.
- Multiple integrated providers
- Automatic failover routing
- Continuous service monitoring
- Intelligent transaction retry system
Fraud & Chargebacks
Fraudulent payments and transaction disputes can affect both users and the platform.
- Fraud detection systems
- Secure payment verification
- Transaction monitoring
- Automatic account protection
- Wallet-based refund workflow
Regulatory Compliance
Complying with Nigerian financial regulations is essential for protecting users and maintaining operations.
- KYC verification
- AML monitoring
- Secure record keeping
- Compliance with applicable financial regulations
- Regular policy reviews
Price Competition
Aggressive pricing across the VTU industry can distract from service quality and reliability.
- Transparent pricing
- Reliable service
- Fast delivery
- Superior customer support
- Value-added features beyond low prices
Bank-grade security on every transaction.
Your money and data are protected by the same standards used by top-tier Nigerian banks, and audited quarterly.
SSL / TLS encryption
Every request encrypted in transit, no exceptions.
Secure payments
PCI-DSS aligned checkout via top-tier acquirers.
Fraud monitoring
Real-time ML risk scoring on every transaction.
Account verification
BVN and ID verification for higher-tier limits.
Data privacy
NDPR-compliant. Your data is never sold.
Trusted infrastructure
Multi-region failover with a public status page.
Answers to what customers ask most.
Loved by customers, agents and developers.
"BTZ replaced three apps for me. Airtime, data and DStv, all done in one place, in seconds. The discounts alone pay for themselves."
"As an agent, the dashboard is best-in-class. Commissions settle daily and support actually picks up when you call."
"The API docs are clean and the sandbox just works. I shipped our top-up feature in a weekend."
"I bought a WAEC pin at 11pm the night before my daughter's registration. Delivered instantly. Life saver."