AML / KYC Policy

BTZ, the trading name of BODEJO TECH ZONE, is committed to preventing money laundering, terrorism financing and fraud. We follow Nigerian law and expect every customer to do the same.

We follow these laws and rules as they apply to our business:

• Money Laundering (Prevention and Prohibition) Act 2022
• Terrorism (Prevention and Prohibition) Act 2022
• Applicable Central Bank of Nigeria (CBN) AML/CFT rules
• Guidance from the Nigerian Financial Intelligence Unit (NFIU)

BTZ is not a bank. Wallet funding and transfers are handled through Squad (HabariPay, a GTCO company), a licensed payment provider. Squad also runs its own anti-money-laundering checks.

Before you can fund your wallet, you must complete KYC by giving us your:

• Full name
• Phone number
• Email address
• Date of birth
• Gender
• Address
• Bank Verification Number (BVN)

Your BVN details must match the details you give us. You must be 18 or older.

You can only withdraw to a bank account in your own name. We confirm this with an account-name lookup before the withdrawal goes through.

• We set transaction limits on accounts.
• Our systems raise automatic alerts for unusual activity.
• Alerts are reviewed by our compliance officer.

If something looks wrong, we may:

• Ask you for more information.
• Delay or block a transaction.
• Freeze or close your account.
• Report the activity to the authorities where the law requires it.

The law may stop us from telling you that we have made a report.

You must not use BTZ for:

• Using a stolen or false identity, or someone else's BVN or bank account.
• Fronting for someone else, or opening an account on another person's behalf.
• Fraud or scams.
• Money laundering.
• Moving funds that come from crime or are meant for illegal use.

We keep identity and transaction records as the law requires, for up to 7 years.

For AML or KYC questions, contact our compliance officer at support@tbz.ng.com.