Legal

Privacy Policy

Last updated: July 1, 2026

This Privacy Policy explains how BTZ Virtual Top-Up & Bills ("BTZ", "we") collects, uses, discloses and protects your personal information when you use our services.

1. Information we collect

We collect information you provide directly (name, phone, email, NIN/BVN for KYC), transactional information, device and usage data, and information from third parties like our payment partners.

2. How we use information

We use your information to provide, secure and improve our services, process transactions, comply with regulations, prevent fraud, and communicate with you.

3. Sharing information

We share information with payment aggregators, telcos, DisCos, exam bodies and cloud providers strictly to deliver services. We never sell your data.

4. Your rights

Under NDPR, you may access, correct, delete and restrict processing of your data. Contact privacy@btz.ng to exercise these rights.

5. Data retention

We retain personal data only as long as required to provide services and comply with financial regulations (typically 7 years).

6. Security

We employ industry-standard encryption, access controls, and regular security audits. No transmission over the internet is 100% secure, but we take reasonable steps to protect your data.

7. Contact

Questions? Email privacy@btz.ng or write to us at 12 Admiralty Way, Lekki Phase 1, Lagos, Nigeria.